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Additional Services

ATM and VISA Check Cards

An American Bank ATM or Visa Check Card allows you access to cash at thousands of ATM's worldwide.

  • Use our ATM or Visa Check Card anywhere in the world, with no fee from American Bank. (ATM owners/operators may assess a surcharge to you)
  • To report a lost or stolen ATM or Visa Check Card, please call 973-748-3600.

Check Reordering

American Bank customers can reorder checks online or by telephone. American Bank customers can also check the status of their order online.

Online Personal Check Reorders (Click here to reorder your checks)

Online Check Order Status (Click here for check order status)

Telephone Check Reorders (1-877-838-5287)
9 a.m. to 10 p.m. Mon. - Fri.
10 a.m. - 6:30 p.m. Sat
(Express Delivery Available)


Direct Deposit - FREE

Have your money directly deposited into your account and working for you, without ever having to leave your house. It's safe, it's proven and it's FREE.


Travelers' Checks

Be safe, when you travel with American Express Travelers Checks, available at American Bank, provided without fee to customers from July to September.


Wire Transfers

  • Domestic Incoming / Outgoing
  • International Incoming / Outgoing

Bank Checks

  • Money Orders
  • Cashiers' Checks

24-Hour Touch Tone Banking

You'll have complete access to your account information when you need it. Use the confidential service to get an update on your account balance, see if a check has cleared, transfer funds between accounts, and more.

Customers can try it now by calling 973-748-8222; or toll free at 1-877-ASB-BANK.


Safe Deposit Boxes - FREE (1st Year)*

Enjoy the comfort and security of knowing that your valuables are protected for only pennies a day. Access to boxes permitted during Lobby hours only.


Size in inches Annual Fee
2x5 $20.00
3x5 $30.00
5x5 $45.00
3x10 $55.00
5x10 $75.00
7x10 $100.00
10x10 $140.00

All fees are based on an annual rental, are payable in advance, and subject to New Jersey sales tax.

10% Discount for automatic payment from an American Bank Checking, Savings, or Money Market Account.

* Special: Open a Checking account and receive a FREE 2x5 or 3x5 Safe Deposit Box for one year. Call 973-748-3600 for details.


Bounce Protection

Bounce Protection, an overdraft privilege linked to an American personal or business checking account where overdrafts may be honored up to the Bounce Protection limit established for each account type.   This overdraft  privilege gives our checking customers an extra level of protection against unanticipated cash flow emergencies and account reconciliation errors.

American Bank is not obligated to pay any item presented for payment if your account does not contain sufficient funds.  However, as long as you maintain your account in good standing (making regular deposits and bringing the account to a positive balance at least once every 30 days), American Bank will honor overdrafts up to the limit on your account. No additional cost is associated with bounce Protection unless you use it, in which case a fee of $25 will be assessed.  This fee will be deducted from your overdraft limit.  Also, please be aware that the order of item payment may create multiple overdrafts during a single banking day for which you will be charged our standard NSF fee for each overdraft (paid or returned). You may opt out of the priviledge at any time, but you will be responsible for any overdraft balances at the time of opting out.

An insufficient funds item may be created by check, in-person withdrawl, ATM withdrawl or other electronic means, as applicable.

At American Bank, we do not encourage overdrafts. As always, we encourage you to manage your finances responsibly. The purpose of this privilege is to save you from the embarrassment, additional merchant fees or other problems that might result if a check is returned.

For more details about Bounce Protection, call us at 973-748-3600, Ext. 145.

 


Overdraft Protection

Overdraft protection is available for all checking accounts. You can link your American checking account to any of the following American accounts and enjoy overdraft protection:

  • Savings
  • Money Market
  • Overdraft Line of Credit

Miscellaneous Services

The following services are offered FREE to our customers:

  • Automatic Loan Payment
  • Collection Items (Incoming)
  • Electronic Funds:
    • Direct Deposits
    • Preauthorized Debits
  • Financial Summaries on Checking Account Statements
  • Night Deposit Service
  • Notary Service
  • Medallion Signature Guarantee
  • Savings Bonds Redemption (click here to find the value of your Savings Bonds)
  • American Express Travelers' Checks - FREE (July to September)

Other Services

  • Gift Checks

 

 

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