Checking Accounts for Every Lifestyle
American Advantage Checking
Link your checking to an American Advantage Savings Account and earn 25 basis points more on your checking account
- Interest earned on average balances of $1,000 and higher, compounded and credited monthly
- Unlimited check writing
- Average balance of $1,000 required to avoid a monthly service fee of $12.00.
- Minimum to open: $100
- Overdraft Protection available with auto transfer from a statement savings account, and line of credit available.
- Your interest rate and APY (Annual percentage yield) may change at our discretion.
- Interest accrues from the business day you deposit funds.
- If you close your account before interest is credited, you will receive the accrued interest.
- We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Performance Plus Checking
Earn premium interest on your funds with unlimited check writing. Performance Plus Checking is available to personal accountholders, sole proprietors, not-for-profit organizations, and state and local government accounts.
- Interest earned on average balances of $1,000 and higher, compounded and credited monthly
- Unlimited check writing
- Average balance of $1,000 required to avoid a monthly service fee of $12.00.
- Minimum to open: $100
- Overdraft Protection available with auto transfer from a statement savings account, and line of credit available.
- Your interest rate and APY (Annual percentage yield) may change at our discretion.
- Interest accrues from the business day you deposit funds.
- If you close your account before interest is credited, you will receive the accrued interest.
- We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Link your performance Plus Checking account to a Performance Plus Money Market account and receive an additional 25 basis points. There are no monthly maintenance fees or per-check charges as long as a $10,000 average balance is maintained between the two accounts.
Preferred Free Checking
Simplify your banking with totally- free checking from American Bank. Unlimited check writing with no minimum balance and no monthly maintenance fee. Simply FREE checking with FREE checks!
- No minimum balance
- No per check charge
- No monthly maintenance fee
- FREE checks, with name and address
- Minimum to open: $100
- Overdraft Protection: Auto transfer from a statement savings account, and line of credit available.
Now Account
- Earn interest on your funds with unlimited check writing. NOW Checking is available to personal accountholders, sole proprietors, not-for-profit organizations, and state and local government accounts.
- Interest earned on average balances of $1,000 and higher, compounded and credited monthly
- Unlimited check writing
- Average balance of $1,000 required to avoid a monthly service fee of $8.00.
- Minimum to open: $100
- Overdraft Protection available with auto transfer from a statement savings account, and line of credit available
- Your interest rate and APY (Annual percentage yield) may change at our discretion.
- Interest accrues from the business day you deposit funds.
- If you close your account before interest is credited, you will receive the accrued interest.
- We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
